Stated Income Commercial Real Estate

Simply bring us the property, and our team of commercial finance experts will do the rest.

Streamline Your Investment Property Cash Flow with Stated Income Loans

Conventional loans are a great way for companies to plan for long-term growth, but they take a while to get approved, and they require a lot of information about your business’s bigger picture. When you need to compartmentalize your loans for any reason, from organizing your monthly expenditures to rapidly expanding your real estate investment portfolio, Unlimited Business Lending is ready to facilitate that growth with our stated income commercial real estate loans.

Benefits from Stated Income Financing

These loans are based on the income generated by a single property, not the property owner’s larger financial portfolio. This makes them ideal for special projects and for income-out refinancing. Other benefits from stated income loans include:

  • As much as 70% LTV for 1-4 unit non-owner-occupied properties; 75% for properties with 5 or more units.
  • Loans up to 65% LTV for warehouses, office space, retail storefronts, and other qualifying non-residential properties.
  • Packages typically range between $100,000 and $5 million.
  • Financing available with a credit score of 600 or more.
  • Streamlined closing in weeks, not months.
  • Flexible loan terms and fully amortizable packages available.

Put Your Capital to Work

Raising working capital through a stated income commercial real estate loan gives you a large sum of cash that can be used for practically any need your business has, not just new acquisitions. They are a great way to get the capital needed for reconstruction and renovations, too, including property expansions. This lets you grow on site, open new locations, or build your investment portfolio, giving you the freedom to make your moves without worrying about arbitrary gate-keeping and other obstacles.

When it is time to put your existing properties to work for the future of your business, our representatives are ready to help. Contact Unlimited Business Lending today to learn more about our commercial real estate loan packages, including stated income loans. Our financial products are designed to work at your pace, flexibly and easily.

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